There are several types of aid available to Roseman University students. We have outlined the different aid programs available at Roseman below and you can visit the Department of Education’s site for more detailed information on all federal student aid programs.

Roseman Success Fund Income Share Agreement (ISA)

The Roseman Success Fund ISA is available to students to assist students in paying their required tuition and fees.  This is a contract that must be repaid.  Students must be eligible for and accept the Federal Direct Subsidized (if applicable) and Unsubsidized loans to be eligible for the Roseman Success Fund. You can find additional information about our ISA, see sample ISA payment amounts, enter expected income amounts, and compare this option to the Parent PLUS and private loans by clicking the Resource Center in the upper right of the homepage and accessing the Comparison Tool on this page:


Several Roseman scholarships are available to students. You must check with the program you are interested in for deadlines and requirements. There are many outside scholarships available, the Financial Aid Office has listed a few suggestions under the Scholarships tab.


Grants do not have to be repaid. Grants are awarded to students with high financial need. You must complete the FAFSA application to determine eligibility. Roseman University is able to provide eligible students with the Pell Grant and the Federal Supplemental Educational Opportunity Grant (FSEOG).

  • The Pell Grant is only available to Undergraduates working toward their first Bachelor’s degree who also demonstrate a high financial need.
  • To receive FSEOG Undergraduates must be eligible to receive a Pell Grant and have exceptional financial need.
  • In accordance with the Higher Education Act (HEA) of 1965, as amended, the following information regarding student body diversity and Pell Grant recipients is being provided: 2019-2020 Student Body Diversity Data

Coronavirus Aid, Relief, and Economic Security (CARES) Act Funds

As required under the CARES Act, Roseman University is providing the following information:

Roseman University signed and returned to the U.S. Department of Education the Certification and Agreement and has received and disbursed our entire student allocation of $446,921 from the Higher Education Emergency Relief Fund (HEERF) directly to students. Roseman received the funds in our government grant account (G5) on 4/22/20 and funds were disbursed to students on 4/27/20.

A total of 600 Roseman University students received a disbursement from HEERF funding and an additional 49 students were awarded emergency SEOG funds. Roseman University has an estimated 1400 students who are eligible to participate in programs under Section 484 in Title IV of the Higher Education Act of 1965 (i.e., federal financial aid programs) and thus, would have been eligible to apply for Emergency Financial Aid Grants under Section 18004(a)(1) of the CARES Act. Not all eligible students applied for the funds.

Roseman University required students who were affected by the disruption of campus operations from coronavirus to apply for these grants via a one-page scholarship application emailed directly to all current students, as well as posted on the Financial Aid page of our website. Students were required to complete the application confirming that they were affected, provide the allowed reason(s) they were affected, and report the total projected cost to the student.

Applications received by the posted deadline were considering in the awarding. Financial Aid Office staff reviewed applications to confirm that students met the eligibility requirements established by the HEERF that were in effect as of 4/20/20. Students were scored based on several factors and priority was given to the highest scored students. The factors used to score students include their Expected Family Contribution (EFC) from their most recent FAFSA (if no FAFSA was filed, an EFC of 50000 was assigned to the student), federal Pell grant recipients, and their proximity to graduation. Students with a score between 3 and 6 received the highest priority for HEERF funds. Students with the highest score of 7 were awarded grants from Emergency SEOG funds rather than HEERF funds.

The student’s requested amount from the application was compared to the amount the students would receive based on their score. In the event of a difference, the student was awarded the lower of the two amounts. Therefore, unless the student requested a lower amount, students with a score of 6 were awarded $1384; a score of 5 were awarded $700; a score of 4 were awarded $500; a score of 3 were awarded $300 or $299, with the student’s EFC used as the tie breaker.

The institutional portion of the CARES Act funding report is available here: HEERF Expense Report

Federal Work-Study

Federal Work-Study (FWS) provides part-time jobs for undergraduate and graduate students with financial need, allowing them to earn money to help pay education expenses. The program encourages community service work and work related to the recipient’s course of study.


Loans are funds that are borrowed and must be repaid. There are several different types of loans for students, including federal and private. Plan carefully if you choose to borrow a student loan. While loans may be necessary in order for you to attend college, students should borrow conservatively. If you are offered a student loan as part of your financial aid award, you have the option to accept, reduce, or decline the loan.

For detailed information on all federal loans go to

  • Direct Subsidized Loans are federal loans for Undergraduates with financial need. The U.S. Department of Education will pay the interest on a Subsidized Loan while the student is in school at least half time. The current interest rate is 3.73%.
  • Direct Unsubsidized Loans are federal loans available to Undergraduate and Graduate students and are not based on need. The current interest rate for Undergraduates is 3.73%. The current interest rate for Graduate students is 5.28%.
  • Grad PLUS Loans are federal loans available for Graduate students and eligibility is based on credit. The current interest rate is 6.28%
  • PLUS Loans are federal loans available for parents of Dependent Undergraduate students, eligibility is based on credit. The current interest rate is 6.28%
  • Private Student Loans are also available and based on credit. Roseman University works with all lenders and does not discriminate. Interest rates vary.