Monthly Budget Worksheet


doeThe Department of Education has created Financial Awareness Counseling to assist students in understanding their financial aid and managing their finances.
Topics include:

  • Understand Your Loans
  • Manage Your Spending
  • Plan to Repay
  • Avoid Default
  • Make Finances a Priority

You can log in with your StudentLoans.gov log in information to retrieve your federal aid history from NSLDS and to send a completion notification to the Roseman Financial Aid Office. The Financial Awareness Counseling can be completed multiple times.

Good Habits For A Sound Financial Future

  • Not all loans are alike, know the differences and borrow wisely.
  • Budget your money just as carefully as you budget your time; put yourself on a monthly budget and stick to it.
  • You only need one credit card and it should only be used in emergencies.
  • Get in the habit of saving even if you can only save $5 per month.
  • Keep accurate records of your total debt and minimize it.
  • Don’t start living the lifestyle of a health professional until you’ve completed your training!
  • Plan now for the financial future you want.
  • You may not be offered as much money as you expect when you graduate, so plan accordingly by estimating now what your discretionary (after-tax) income will be after school.
  • You are making an investment in your future; make sure the benefits of the investment exceed all the cost.