Roseman Policy: Student Health Insurance

Roseman University of Health Sciences’ policy requires that all students maintain health insurance during their entire enrollment at the University.┬áStudent Health Insurance coverage must be continuous from the date of enrollment through graduation, regardless of whether your academic schedule includes classroom instruction, online instruction, or participation in clinical rotations.┬áStudents are strongly encouraged to purchase health insurance to meet their needs; however, the insurance must meet the minimum program requirements listed below.

Minimum Program Insurance Requirements

  • Maximum benefit must be unlimited
  • Maximum $6,850 annual deductible
  • Maximum 80/20 in -network and 60/40 out-of-network coinsurance
  • Prescription/immunization coverage
  • A provider network in the Roseman area for primary care, specialty, hospital and diagnostic care
  • Mental health coverage
  • Coverage for the entire academic year, including summer and holidays
  • Coverage for annual exam
  • US Based health plan
  • *Nationwide Coverage (USA)

*Exceptions are Utah/Nevada Medicaid or other Utah/Nevada state-funded plans (if and only if you are not on clinical rotations outside the respective state of approval); No other state Medicaid nor state-funded insurance will waive the student health insurance plan.

Cancelling the Student Health Insurance Plan

Please note that once enrolled, the policy will last through July 31 of the following year. If a student enrolls in the student health insurance plan and is enrolled for longer than 31 days, no refunds are given if the plan is cancelled (due to the student gaining other eligible insurance coverage). Refunds are given for students who withdraw from their program/the university within 31 days of the effective date of coverage (not the first day of classes).